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Bank Of America has agreed on a $335 million dollar settlement after claims that it's Countrywide Financial unit gave higher interest rate loans to black and Latino borrowers regardless of their credit score. The Young Turks host Cenk Uygur breaks it down. www.nytimes.com Subscribe to The Young Turks: bit.ly Download the politics or entertainment hour of this TYT episode: goo.gl The Largest Online New Show in the World. Google+: www.gplus.to Facebook: www.facebook.com Twitter: twitter.com

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There's still no relief in sight for struggling American homeowners. Especially after we learned this week that mortgage giant Freddie Mac - which was in charge of keeping Americans in their homes - was actually betting on people getting kicked out of their homes. Since the George Bush meltdown in 2007 - 9 million homes in American have been lost to foreclosure. And as of right now - another 4 million are in danger of foreclosure. But even more troubling than these disturbingly high foreclosure numbers - is what's behind them. And how this foreclosure crisis is disproportionately affecting minority homeowners. Joining me from New York to speak to this issue is Janell Ross - Business Reporter with the Huffington Post

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Your Daily Politics Video Blog: Forget rapacious CEOs, regulation-busting politicians, and the lobbyists that are keeping the whole system afloat (that is, until it got hit by a torpedo and sank). Republicans have found the real culprit behind the meltdown: Past Dem administrations and minority homeowners!

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Study non-profit management, urban and environmental policy, human resources, and international affairs at the Milano School, a part of The New School in New York City. | www.newschool.edu Some critics blame the Community Reinvestment Act for the mortgage meltdown that prompted the current deep recession. Others point to the abuses of subprime lending and Wall Street manipulation. Yet questions about the impact of the economic collapse on African American communities—and about the future of neighborhood stability, consumer access to credit, and the role of race in public policy—remain unanswered. As the federal government acts to reverse the economy's decline, what have we learned, and what does the future hold? These are some of the issues that will be covered in the Milano and the Center for New York City Affairs 2009 Nathan W. Levin Lecture. Featuring a keynote by Hon. Maxine Waters, US Representative (D-Calif.) And a discussion with: • James Carr, COO, National Community Reinvestment Coalition. • Sarah Ludwig, Executive Director, NEDAP. • Louis Prezeau, President & CEO, City National Bank. Moderated by: Darrick Hamilton, Assistant Professor, Milano The New School for Management and Urban Policy. Center for New York City Affairs | newschool.edu Established in 1989 in honor of the late Nathan Levin, a trustee and acting president of The New School, the Levin Lecture explores the issues of race, poverty, and public policy. This event is made possible thanks to the <b>...</b>

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The Department of Health and Human Services holds an townhall to highlight what the health care law, the Affordable Care Act, is doing to improve the health of racial and ethnic minorities, and help achieve health equity for all Americans.

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JUDGMENT DAY HAS BEGUN! GET RIGHT IN THE EYES OF THE LORD! FIRST DEGREE THE DE'S "LISTEN UP, YA HONKEY!" IS DEDICATED TO THE RACIST AND INSENSITIVE. If you are a respectable, understanding, White man or woman, THANK YOU VERY MUCH! You make America proud with the understanding and compassion that you show for all, no matter the color of their skin. You are more important that you know. Your wisdom and leadership are needed in times like these. Our president's citizenship is questioned, because he's Black, and to prove he doesn't belong. Minorities can't get home loans and White home loans have increased 300% since the crash. Inner city schools loosing funding three times faster than suburban schools, I can go on forever. This song isn't about respectable Whites. "Listen Up. Ya Honkey!" is to those FEW White HONKEYS AND CRACKAS that disrespect Black people because of fear. HONKEY: A White person that hates (fears) because of race. As a result, this hate (fear) makes life harder for everyday people, a downgrade on the World. CRACKA: A White person that makes comments and forms opinions insensitive to the plight of the minority. Whites have had QUITE the head start here in the grand ol USA ;). We have come a long way as a nation. It's hard to believe the civil war was only 150 years ago. Unfortunately, there are still leftovers of that "I'm a White person, so I'm better" mentality, stinking up the internet and social groups. Worthless honkeys! This racial guide isn't about <b>...</b>

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easy-government-grants.com You are much closer to achieving your goal (business and/or personal) if you know how to obtain a grant. There are grants available for anybody in whatever situation they might be. Grants are specifically available for ethnic groups, artists, businesses and others. You should know how to get the grant money from the right agency or group. Online databases are available for helping people. They can choose the grant money that suits their business. Search on the grant available can be done based on categories like education, writing, start-up, legal, research, and for other wide range of areas. Each type of grant has its own specific requirement and selection process. Some take quite some time to get the loan sanctioned. Let us see some of the facts about government college grants. Every year 20 million people get government grants. Low interest Small Business loans are provided to entrepreneurs and it amounts to 10 Billion dollars. To invest in real estate 4000000 people get money. The facts show that every business in America would receive an equal share of Government Small Business grant of $70000 free cash grant if they apply for it. H. Ross Perot has received has received Government Small Business Grants to start his business. Also Paul Newman has obtained Business Grants. Donald Trump has funded many programs using the Small Business Grants. Billions of grants are received by the airlines to maintain their business during troubled times. Tax <b>...</b>

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This is the VOA Special English Economics Report from voaspecialenglish.com | http In early January, President Obama appointed Richard Cordray as director of the Consumer Financial Protection Bureau. This new government agency says it has already made home loans and credit card agreements easier for Americans to understand. But the Obama administration said the bureau cannot supervise financial products like home loans without a director. The president used a measure known as a recess appointment to fill the position. He nominated Mr. Cordray last July. But the opposition Republican Party blocked a vote in the full Senate.Mr. Obama announced the appointment during a visit to Ohio. It was his first political campaign trip of the year. He told the crowd that the severe economic crisis three years ago did not happen because of too many financial rules. Mr. Obama said: "Does anyone think the reason why we got into such a financial mess, the worst financial crisis since the Great Depression, the worst economic crisis in a generation, that the reason was because of too much oversight of the financial industry? Of course not. We shouldn't be weakening oversight, we shouldn't be weakening accountability, we should be strengthening it!"Senate Minority Leader Mitch McConnell criticized the president's appointment. Many Republicans oppose the new agency, saying its goals are not clear. They also want a group of people to lead the agency instead of a single director. The Consumer <b>...</b>

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Barack Obama and the Black Congressional Caucus forced Fannie Mae and Freddie Mac to give NO DOCUMNETATION LOANS TO TARGETED GEOGRAPHIC LOCATIONS FOR MINORITIES. 1.8 Million loans were given and that HAPPENS to be the exact number of loans that are melting down our banking system. Can't you see what a special thing Obama has done for us. The Bailout Plan has a provision where tax payers pay the interest on these Minority loans. DONT YOU WISH YOU COULD BUY A 500K HOME FOR 500K and not 1.3 MILLION AFTER INTEREST?

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If you're like many Portlanders, owning your own home is a major part of the American dream. The Portland Development Commission wants to help you understand the steps to realize that dream. This video was produced by Portland Community Media. PDC's Neighborhood Housing program offers a variety of home purchase loans and homebuyer assistance programs. Each loan has different criteria for qualification that may include income, property, or occupancy restrictions. See the listing below for minimum restrictions for individual programs, or go directly to Loans & Programs for a full description of the programs.

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Visit to - www.disabled-grants.com .Here is the list - Government grants for small business in florida - Free grant money available from the Government of Canada grants - College Financial Advice And Where To Seek It Out - Athletic Scholarships: Getting And Keeping Them - An Introduction To Scholarships - A Guide To Scholarship Applications - Financing Your Education: Coping With Financial Strain - Low Income Families And Educational Financial Help - Looking Closer To Home: Institutional Scholarships - Lending A Helping Hand: The Difference Between A Hardship Loan And A Hardship Grant - How To Write The Ultimate Grant Proposal - Help Is At Hand With Scholarship Searching Services - Making Your Own Destiny With Company Scholarships - Scholarships And Nationality: Your Guide - Passing the Test: Scholarships And The PSAT - Online Degrees And Scholarships: Supplementing Your Education - Managing Scholarship Requirements And Your Health - Scholarships, Grants And The Internet - The Scholarship Application And Making It Yours! - The Questions To Ask About Grants And Scholarships - The Outsider: Funding For Out Of State Students - Showcasing Your Talents: Attracting Sponsorship - Scholarships, Grants And Your Family - The Search Engine And The Scholarship: An Unhealthy Relationship - The Travel Bug And How It Will Affect Scholarships - Welcome To The Wonderful World Of Federal Grants Educational Grants for Schools Visit to - schoolsgrant.com - How To Get a Federal Pell Grant <b>...</b>

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President George W Bush announces White House programs to expand lending by GSEs (government-sponsored enterprises) - Fannie Mae and Freddie Mac by $440 billion per year.

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KING 5 covers Governor Gregoire's announcement to fine Countrywide Mortgage.

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Grants.gov - Home Grants.gov is your source to FIND and APPLY for federal grants. ... check Government Benefits, Student Loans and Small Business Start-up Loans. ... Find Grant Opportunities - Apply for Grants - Grant Search - Applicant Login www.grants.gov/ - Cached - Similar ► Grants.gov - Who is Eligible for a Grant? Small Business Start-up Loans, please visit: www.sba.gov ... www.grants.gov › About Grants.gov - Cached - Similar Show more results from grants.gov US Government Grants Small Business Grants from the States. Unlike the federal government, the states do offer almost 200 direct grant programs for starting or growing a small ... usgovinfo.about.com/.../usgovernmentgrants/US_Government_Grants.htm - Cached - Similar Business.gov - Official Business Link to the US Government Business.gov provides information and resources that help small businesses comply with federal, state and local business laws and government regulations. www.business.gov/ - Cached - Similar Government Grants, Business Grants, and Free Money Free government grant information; grants for starting or expanding a business; grants for women, minorities small business, individuals and personal needs. www.proposalwriter.com/govtgrants.html - Cached - Similar How to Get Government Grants to Start a Business | eHow.com How to Get Government Grants to Start a Business. Free government money? Grants to start a business? Believe it or not, it's out there, in a variety of ... www.ehow.com › Business <b>...</b>

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This is the VOA Special English Economics Report, from voaspecialenglish.com | http On July twenty-first, President Obama signed into law the Wall Street Reform and Consumer Protection Act. He said: "These reforms represent the strongest consumer financial protections in history." Together, the changes represent the biggest rewrite of financial rules since the Great Depression. At the heart of the two thousand three hundred pages in the bill are promises to protect average Americans. Congress agreed to create a Consumer Financial Protection Bureau. But the Federal Reserve will pay for it. The central bank will budget about five hundred million dollars a year. Travis Plunkett is legislative director of the Consumer Federation of America, a consumer rights group. He says this new independent office will have a lot of responsibility -- and that is a good thing. The bureau will set rules for the marketplace and enforce existing laws. One goal is to keep home buyers from getting bigger loans than they can pay for. But the bureau will not have power over auto lenders or banks with assets of less than ten billion dollars. Financial interests spent millions of dollars fighting the bill. The House of Representatives passed its version in December. In July, the Senate voted final approval with the aid of three Republican senators. House Minority Leader John Boehner called the financial reform bill "ill-conceived." He said: "I think it's going to make credit harder for the American <b>...</b>

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Each day millions of dollars in Free Government Grants are given away to people just like you for a wide variety of Business and Personal Needs. Grants Can Be Secured By Any US Citizen. In 2008 Grants were given away in the amounts: Small Business Start Up - $150000000 Home Renovation - $5000000 Heath Care Cost Recovery - $2250000 Student Loans and Education Grants - $1000000 Minority Grants - $25000000 Womens Grants - $8000000 Research Grants - $100000000 Community and Social Development Grants - $65000000 You can apply for as many grants as you want.

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Broken Promises Then there is ending income tax for seniors earning less than 50k(dropped), $3000 tax credit for companies adding jobs(dropped), penalty free hardship withdrawals from retirement accounts(dropped), recognizing the Armenian genocide(dropped), enforce pay as you go(dropped), close Guantanamo(tabled), allow Bankruptcy judges to modify home loans(dropped), limit subsidies for agribusiness(dropped), enact windfall profits tax for oil companies(dropped), sign the freedom of choice act(delayed), no signing statements in the style of GWB, yet we find him anxious to use them . Double the Peace Corps (stalled), Tougher rules against revolving door for lobbyists and former officials (dropped), FISA, habeas corpus, the prosecution of war criminals, blocking networks from seeing the White House visitors list, detainee photos, preventive detention, the support of state secrets law, supporting DOMA, and avoiding don't ask, don't tell. Which are particularly distasteful when you reflect that its a black man denying another minority equal rights, and all this is just for starters. What is particularly sad, is that most of these decisions were made by crumbling to the will of lobbyists and corporate interests. All of this in just the first eight months of his presidency, and you have the gall to ask for tolerance and patience??? General McChrystal's report will be a distillation of their strong misgivings, within NATO. He says the aim should be for Afghan forces to take the <b>...</b>

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We are in the current crises due to the following: This crisis was caused by political correctness being forced on the mortgage lending industry in the Clinton era. Before the Democrats' affirmative action lending policies became an embarrassment, the Los Angeles Times reported that, starting in 1992; a majority-Democratic Congress "mandated that Fannie and Freddie increase their purchases of mortgages for low-income and medium-income borrowers. Operating under that requirement, Fannie Mae, in particular, has been aggressive and creative in stimulating minority gains." Under Clinton, the entire federal government put massive pressure on banks to grant more mortgages to the poor and minorities. Clinton's secretary of Housing and Urban Development, Andrew Cuomo, investigated Fannie Mae for racial discrimination and proposed that 50 percent of Fannie Mae's and Freddie Mac's portfolio be made up of loans to low- to moderate-income borrowers by the year 2001. Instead of looking at "outdated criteria," such as the mortgage applicant's credit history and ability to make a down payment, banks were encouraged to consider nontraditional measures of credit-worthiness, such as having a good jump shot or having a missing child named "Caylee." Threatening lawsuits, Clinton's Federal Reserve demanded that banks treat welfare payments and unemployment benefits as valid income sources to qualify for a mortgage. That isn't a joke -- it's a fact. When Democrats controlled both the executive <b>...</b>

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worldnetdaily.com 3. The true causes of the sub-prime mortgage meltdown, which point directly to the Democratic Party Stan J. Liebowitz, economics professor at the University of Texas at Dallas, contends the federal government over the last 20 years pushed the mortgage industry so hard to get minority homeownership up, that it undermined the country's financial foundation. As Congress worked on a $700 billion bailout plan for the US financial system, WND compiled an overview of the companies and executives under scrutiny for the meltdown. WND reported two Barack Obama advisers, Franklin Raines and James Johnson, received preferential home loans as industry favors, apparently in deference to their executive positions heading Fannie Mae.

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I think the Republican Party and their cronies on Wall Street could certainly use some "faith-based programs" right now... but the truth is that the 30-year experiment with Reaganesque pro-business, anti-government, pro-deregulation economics is coming thankfully to a very abrupt end.

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womenentrepreneurshq.com -- "How to Create Abundance" is a state of mind and no one expresses that better than New York Times Bestselling Author Peggy McColl. In this video Peggy McColl explains how successful women manage their emotion to attain success. You'll be able to watch the full interview by visiting the main site! Krizia womenentrepreneurshq.com home based small business woman owned business business woman home based business for women home businesses for women small business loans for women business women s association business grants for minority women business opportunities for women

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womenentrepreneurshq.com Looking to find out "How to Promote Your Book"? Amazon.com Bestselling Author Sally Shields shares her own experience! This business woman is also a savvy book promoter! You'll be able to watch the full interview by visiting the main site! Krizia womenentrepreneurshq.com small business loans for women business women s association business grants for minority women business opportunities for women home business ideas for women home based businesses for women

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Cong. Rush and other members of the Financial Services Committee fought and secured the inclusion of provisions in the final Wall Street Reform legislation that President Barack Obama will sign into law: • Creates the Consumer Financial Protection Bureau to protect taxpayers from predatory tactics • Establishes Offices of Women and Minority Inclusion in each federal financial agency 1. In addition to this bill's well-publicized plans to establish over a dozen new financial regulatory offices, Section 342 sets up at least 20 Offices of Minority and Women Inclusion. The Treasury, the Federal Deposit Insurance Corporation, the Federal Housing Finance Agency, the 12 Federal Reserve regional banks, the Board of Governors of the Fed, the National Credit Union Administration, the Comptroller of the Currency, the Securities and Exchange Commission, the new Consumer Financial Protection Bureau...all would get their own Office of Minority and Women Inclusion. • Authorizes the SEC to issue rules on proxy access • Strengthens the Neighborhood Stabilization Program • Provides Emergency Assistance for Unemployed Homeowners THE FOUR MAJOR VICTORIES IN THE WALL ST REFORM BILL: Last night the House passed the Dodd-Frank Wall Street reform bill. The legislation now must pass the Senate. Because there were a ton of CBC members (Waters, Watt, Meeks, Towns, Cummings, Rush) involved in the process they scored, led by Maxine Waters, on several major fronts. 1. OFFICE OF MINORITY AND WOMEN <b>...</b>

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If you're thinking that taking out loans will help you to get an education, you may be right. But what you'll learn may also surprise you. Many college graduates are learning that the reality of the "American Dream" is actually a nightmare. Unless you want to ruin yourself financially, DON'T DO IT!--DON'T TAKE OUT LOANS IN ORDER TO GET A COLLEGE DEGREE! Seriously, there is no guarantee that you'll get a job, much less a high paying job, upon graduation. There is also (and few people are talking about this) a tremendous amount of discrimination that college grads have no control over. Women, for example, typically are hired for dead-end clerical jobs that prevent them from ever gaining positions of power within most companies. Students who come from poor or working class families typically don't have the "connections" that are so important for obtaining the really good jobs. Minority students of color face the "dead end job" dilemma that economically oppresses women. And some employers conduct credit checks on potential employees, leaving some college grads with student loan debt unemployable! Knowing all this, graduating from college can leave you with tremendous debt that can not be eliminated by bankruptcy. Even if you find yourself homeless, you will still be required to pay off those loans. Sallie Mae, contrary to popular opinion, is a for profit company. Lenders can sell your loans, add interest and fees onto the balance and make huge profits if you are unable to pay <b>...</b>

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Representatives from three of the four regulatory agencies that oversee banks attended the National People's Action annual conference in May and agreed to work with us to update the Community Reinvestment Act (CRA). Modernizing CRA is the key to getting good, quality loans moving in our communities. It will require regulators to work with communities to evaluate banks and ensure they are making good, fair loans in all communities. CRA was passed in 1977 in response to widespread mortgage 'redlining'--the practice of denying moderate-income and minority communities access to home loan financing. Anna Alvarez-Boyd of the Federal Reserve Board, Robert Mooney of the Federal Deposit Insurance Corporation, and Barry Wides of the Office of the Comptroller of the Currency reiterated a commitment to addressing community concerns and to providing a solution for our country. For more information, visit: showdowninamerica.org

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It turns out that it's not just the economy that is responsible for mortgage foreclosures ? It's the Lenders and loan servicers and their lust to make a profit off the backs of innocent home owners . Attorney Generals in different states have filed lawsuits against these corrupt lenders . Does this ring a bell ? This is one of the reasons why we are in this mess . It's a good thing Democrats are taking action . I feel if this were Republicans this problem would be allowed to slide . You know , with their non regulations and the attitude that the market will correct itself crap . Republicans and their supporters just don't get it . They seem to think corporations are moral, lol ? Was Exxon Mobil moral ? What about BP, or Black Water ? These companies don't understand the term moral . If they can hide a corporate crime and make money at it, they will . It's called predatory capitalism . This is one of the very important reasons we need Democrats and need to push Democrats to pass regulations on banks, lenders, and Wall Street . I mean real reform . Forget about the Republicans . They aren't even ashamed of the fact that they are anti-deregulation, for big oil, and corporate greed . When you have the house minority leader John Boehner passing out corporate checks on the house floor to his fellow Republicans, that's telling you really clearly whose side the republicans are on .

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ProgressOhio, COHHIO, Ohio Citizen Action and Common Cause joined together to create two shorts ads aimed at getting the Ohio House and Ohio Senate to end their summer 2010 vacation and take care of some unfinished business. This song calls on Senate Minority Leader Bill Harris and House Speaker Armond Budish to be a hero and come back in session. Among the top priorities should be closing the payday lending loophole, addressing record foreclosure numbers, gerrymandering of political districts and passing the Employment Non-Discrimination Act which would make it illegal to fire or evict someone based on their sexual orientation.

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Grants4people.com is your definitive source for Federal, State and Municipal Grants. We will show you what programs are available in your area and how to apply. Each day millions of dollars in Free Government Grants are given away to people just like you for a wide variety of Business and Personal Needs. Grants Can Be Secured By Any US Citizen. In 2008 Grants were given away in the amounts: Small Business Start Up - $150000000 Home Renovation - $5000000 Heath Care Cost Recovery - $2250000 Student Loans and Education Grants - $1000000 Minority Grants - $25000000 Womens Grants - $8000000 Research Grants - $100000000 Community and Social Development Grants - $65000000 www.grants4people.com

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www.RentFree4Life.com I think the Republican Party and their cronies on Wall Street could certainly use some "faith-based programs" right now... but the truth is that the 30-year experiment with Reaganesque pro-business, anti-government, pro-deregulation economics is coming thankfully to a very abrupt end.

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www.mslaw.edu Mortgages designed specifically to take advantage of individuals. In this 2004presentation of The Massachusetts School of Law's program, Books of Our Times, Dean Lawrence R. Velvel interviews Elizabeth Warren on her book The Two-Income Trap - Why Middle Class Mothers And Fathers Are Going Broke. Professor Warren is a Professor of Law at The Harvard Law School. The Massachusetts School of Law also presents information on important current affairs to the general public in television and radio broadcasts, an intellectual journal, conferences, author appearances, blogs and books. For more information visit mslaw.edu.

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