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www.globalchange.com Banks will become phone companies and telecom companies will become banks. Mobile payment systems, micropayments, mobile phone credit card transactions and loans. Economic impact of remittances from foreign workers using SMS credit to avoid foreign exchange transaction costs. How biometrics fingerprint technology will allow large mobile phone payments. Commissions and interest charges on loans. Impact of revenues from American Express, Visa, Delta, Access, Mastercard moving to mobile phone transactions. Conference keynote speaker and Futurist Dr Patrick Dixon. Patrick Dixon has given keynote presentations on a wide range of issues in Central America, Latin America, Central Europe, Eastern Europe, Baltic States, Middle East, Africa, Central Asia and South East Asia. Countries include Barbados, Belarus, Brazil, Burundi, China, Czech Republic, Democratic Republic of Congo, Egypt, Estonia, Fiji, Estonia, Hungary, India, Kazakhstan, Latvia, Malaysia, Mexico, Morocco, Nigeria, Panama, Poland, Romania, Russia, Saudi Arabia, Singapore, Slovakia, Slovenia, South Africa, Thailand, Turkey, Ukraine, Uganda, United Arab Emirates and Zimbabwe.

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Keynote for Welsh Parliament - change management, leadership and motivation by Patrick Dixon, conference keynote speaker to audience of nurses, doctors, public sector workers, local government, fire service, waste, water and utilitis, social workers and social services, politicians and members of Parliament.

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Patrick Dixon ranked one of world's 20 most influential business thinkers alive today (Thinkers 50 2005) www.globalchange.com Great events change people 4500 event organisers(MPI. Keynote conference speaker (MPI).Future corporate events: motivational leadership programmes, executive education,...

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www.globalchange.com Try to predict or just respond when change happens. Mining, pharmacueutical industry etc takes very long view. Pensions crisis seen decades ago. Telecom and IT trends are often relatively obvious. Moore's Law. Power of computing. Cost of phone calls. Cost of flying and process of globalisation. Older generation knew form globalization and global communications. Internet was around in late 1970s. But Google and YouTube leaders recognise that behavior can be very hard to predict. Trends analysis. Conference keynote speaker and Futurist Dr Patrick Dixon.

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www.globalchange.com Future of Fund Management - presentation for Mercer by Dr Patrick Dixon. Pension funds, institutional investors, commissions and charges, fund management compliance and regulation. Future retail funds and client trends. High net worth clients and managing investment risks. Investor and investment activity.

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Future of Panama canal - how it works. Panama economy and regional role in Latin America / North America, Panama canal, Colon free zone, banking, service industries, travel, tourism and retirement homes. Panama is rapidly growing and has a significant role to play in the regional economy as a hub for trade and financial services. Potential to become a " Dubai " with growth driven by huge container port, enormous free zone (90% of exports), tourism and retired people buying first or second homes. Comment by Dr Patrick Dixon, speaker at HSBC VIP lunch time conference event. (more)

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Retailing trends - in high street, shopping malls, retail outlets, online / e-commerce, mobile marketing, ethical shopping, older consumers, supply chain and logistics, telesales and customer support, home delivery. Retail conference keynote speaker Patrick Dixon - at client event organised by Hermes.

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www.globalchange.com Institutional blindness thinking outside the box, radical innovation or just benchmarking against competitors. Reducing risk and issues in the credit crunch sub-prime crisis. Convergence v divergence. Business strategy development and leadership insight. How to bring fresh perspectives into the organisation. Secrets of successful business and winning competitive advantage. Finding new approaches in marketing, banking and financial services. Innovative teams and new products, processes and services. Change management new structures and ways of seeing things. by Futurist conference keynote speaker Patrick Dixon.

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www.globalchange.com What exactly is music? The secret of great music. Physics of sound and how it communicates. How all great music connects with passion and all great performers provoke a response from those who listen. The elusive magic of a world class musician and why live performance will become increasingly important in a virtual, online world. Comment by Dr Patrick Dixon, futurist, leading authority on global trends, conference speaker -- (bad) player of many different instruments and amateur composer.

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www.globalchange.com Science of ageing. How to stop getting old. Medical research into physiology of ageing. How cells get old. Tissue regeneration of heart, muscle, retina, spine, brain and other organs. Repair of tissue damage. Organ regeneration. Cure for blood pressure? New facelift therapy? Humpback whales, Rockfish Project and slow ageing in turtles and parrots. Human impact of anti-aging therapy. Social impact of living longer. Impact on longevity forecasts for life insurance and pensions risk. Cure for deafness and cure for macular degeneration. Patrick Dixon

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www.globalchange.com Cure for autoimmune diseases such as psoriasis, rheumatoid, Crohn's disease, ulcerative colitis, multiple sclerosis? Targetting specific immune cells to restore normal immune system with potentially very few side effects. Medical research using immunology. But will pharmaceutical companies wish or be able to fund such research? It will be a technique not a therapy to be sold. Patrick Dixon, conference keynote speaker and futurist.

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www.globalchange.com Growing need with older population. Largest market in US. New treatments and methods. Plastic and metal hips wear out, need revision, complications, infection, dislocation. Preserve neck of femur. Using adult stem cells to regrow joint surfaces. Grow new cartilage. Repair knee, hip, shoulder repairs. Chronic pain and disability, lack of mobility, improving mobility and function, range of movement. Medical research. Orthopaedics orthopaedics and rheumatology future trends. Patrick Dixon, conference keynote speaker and futurist.

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www.globalchange.com Fund management is vital to pensioners wealth and portfolio managers have a major responsibility to protect our future. This is a noble cause. Lecture by Dr Patrick Dixon

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www.globalchange.com Ships and shipping, ports and globalisation. International trade and logistics. Just in time. Manufacturing supply chain management and distribution. Lorry, road, rail. Air freight and container ships. Container terminals and stock control management. Industry, emerging markets and developed world. Global trends. Conference keynote speaker and Futurist Dr Patrick Dixon.

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www.globalchange.com Science of ageing. How to stop getting old. Medical research into physiology of ageing and the aging process. How cells get old. Tissue regeneration of heart, muscle, retina, spine, brain and other organs. Repair of tissue damage. Organ regeneration. Cure for blood pressure? New facelift therapy? Humpback whales, Rockfish Project and slow ageing in turtles and parrots. Human impact of anti-aging therapy. Social impact of living longer. Impact on longevity forecasts for life insurance and pensions risk. Cure for deafness and cure for macular degeneration. Conference keynote speaker and Futurist Dr Patrick Dixon.

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www.globalchange.com Many fund managers don't recommend own retail investment funds to family and do not chose to invest own wealth in own funds. Future scandal in fund management? Risk management keynote conference speaker Dr Patrick Dixon addressing 100s of leading fund managers. Market confidence and investment fund misselling? Spitzer inquiry into financial services integrity, sales commissions, agents and distribution. Real investment returns low in many actively managed funds compared to tracker funds. Management charges often wipe out gains and teams move between companies so another reason why performance varies even in same company.

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www.globalchange.com Great leadership speeches - connect with audience passion. How to give world-class powerpoint presentations using Powerpoint 2007, Powerpoint 2011, on PC or Mac. How to wow your audience as CEO or Chairman at an annual corporate event. How to win customers and communicate...

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www.globalchange.com Future of music, EMI, Sony, music publishing, music industry, video industry, downloads, live performance, concerts, home made bands, band management, YouTube music bands, MySpace bands, performing artists and why live music is best. Tribute bands and buskers, Rolling Stones band example of premium for being tribute band to themselves. Why audience experience is everything and entertainment is king. Comment by Dr Patrick Dixon, futurist, leading authority on global trends and conference speaker.

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Future of banking after the credit crunch and sub-prime crisis - impact on global economy. Meltdown of financial markets. Fire sale of banking assets after mark to market tests. Capital adequacy, bank solvency and capital injection with partial nationalisation. Global chaos in banking and...

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www.globalchange.com Market research of parents or pupils cannot tell you the future of education. Video on future of education, high schools, colleges, universities, curriculum, trends, syllabus, exams, assessments, business schools, MBAs, degree courses - by Dr Patrick Dixon, Futurist conference keynote speaker for NAIS.

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www.globalchange.com How to survive the credit crunch. 10 steps to take to control costs and juggle personal finance. Secrets of survival in slowdown of the economy, economic slump, recession or depression. Who makes profits in a downturn. Stop and think about all spending and personal finance, incoming and outgoing expenditure, household budgeting, cut utility bills, gas, electric, phone, water. Consolidation of loans. Take care before repaying mortgage early. Enjoy free leisure activities. Invest in key relationships and family. Comment by Futurist conference speaker Dr Patrick Dixon.

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www.globalchange.com Euro collapse, government debt defaults, risks in Greece, Italy, Spain, Portugal, Ireland. Risks to Eurozone, action by European Central Bank (ECB). Risk to Europe and government instability, protests, riots, civil disorder, fall of government, tension between nations, revolution, war. European Union was created out of the ashes of two World Wars with a big aim to help ensure peace. Video keynote conference presentation by Futurist Patrick Dixon

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Comment by Patrick Dixon on how millions were lost in Icelandic bank accounts and lessons to learn about how to make money and how to avoid heavy losses. Rates of return on investments. Assessing risks in fund management and real estate investment. Exchange rate risks and how they impact international investment. Economy risks, political risks, industry risks - all need to be priced into decisions about where to put your money. How to make money and increase your wealth. Portfolio management. What economists think about global risks, banks, banking, insurance and other industry investments.

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www.globalchange.com RFID technology will be used in billions of things in our world - and these tiny chips will also be fused to brain tissue. 10 billion RFID computer chips were used by Wal-Mart alone last year. Impact of RFID on retailing, manufacturing, wholesale, distribution. Security and privacy. Multimedia conference lecture, keynote presentation by Futurist Dr Patrick Dixon. You can watch the entire presentation on Google Video (one hour keynote conference lecture on future trends)

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www.globalchange.com Future of petrochemical industry, plastics, packaging, waste, recycling, supply chain management. Chemical industry speaker - Futurist trends analysis. Future of polymers, engineering, materials, commodities, oil industry. Bottles, containers, packages, transportation, logistics and supply chain management. Warehouse stock control and distribution. Raw material to finished end products in factory process. Manufacturers, product innovation, package design. Conference keynote speaker Patrick Dixon - Futurist. Resource management and energy saving, low carbon economy.

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www.globalchange.com Customers suddenly change behaviour. Customer insight, consumer trends analysis - marketing keynote speaker. New technology, social media, smartphones, mobile marketing, multichannel marketing and mobile phone companies. Marketing trends in Banks, banking, insurers,...

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Future of educational. Preparing students, high school and college curriculum, classroom teaching methods and syllabus. Skills for future employment in job market. Life preparation not just exams. Technology and digital impact on education, distance learning tools and wikipedia age. Impact of YouTube and other online communities on education and learning. Teaching leadership skills, how to be happy, relationship skills and workplace skills. Plagiarism and other controversies in education in future. Conference keynote speech by Dr Patrick Dixon, Futurist for National Association of Independent Schools in US (NAIS)

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www.globalchange.com Impact of social networking and social media on marketing strategy and brand development. YouTube, Facebook, Wikipedia, TripAdvisor and other online communities. Why traditional advertising agencies cannot respond. Power of community opinion. New marketing models. Why online communities are trusted more than official websites or information sources. Web 2.0. Conference keynote speaker and Futurist Dr Patrick Dixon.

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www.globalchange.com The $40 trillion green tech revolution could transform the future of our planet, with innovations that will provide answers to global warming if rolled out on a large enough scale. Impact of technologies already available in energy industry, water conservation, carbon reduction, recycling, power transmission over long distances, alternative power generation, buildings management. Conference keynote speaker and Futurist Patrick Dixon - lecture for Suez Environmental global leadership team.

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www.globalchange.com Future of democracy, politics, political parties and lobbying in a world which no longer trusts politicians and cannot be bothered (often) to vote. Crisis of confidence in Westminster, UK mother of all democratic Parliaments, also in America, Greece, Portugal, Spain, France, Italy, Ukraine and other nations. Expenses scandal and challenges also in European Commission. Bribery and corruption in political life. Future of politics and political parties. Comment by Dr Patrick Dixon author of The Truth about Westminster, and conference keynote speaker.

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www.globalchange.com Energy saving using heat recovery, carbon recycling and capture in plants, new street lamps, better heating and cooling, building controls. Example of green technology innovation in British Sugar, using carbon dioxide exhaust gas from a gas turbine to grow tomatoes. Part of keynote on the $40 trillion green tech revolution which could transform the future of our planet, with innovations that will provide answers to global warming if rolled out on a large enough scale. Impact of technologies already available in energy industry, water conservation, carbon reduction, recycling, power transmission over long distances, alternative power generation, buildings management. Conference keynote speaker and Futurist Patrick Dixon -- author of SustainAgility book, lecture for Suez Environmental global leadership team.

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Future of mobile, telecom, and biodigital brains. Impact of new technology and social media on marketing, customer relationships, selling and engaging consumers. Biodigital brains using implanted chips and wireless communications for thought control of machines, computers and other lifestyle devices. The ultimate marketing tool? Patrick Dixon, conference keynote speaker at corporate event for Tetrapak global leaders.

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www.globalchange.com Future of schools, colleges, universities, education. Pupils need broader perspective. Preparation of children and teenagers for life, teacher training, teachers and teaching methods. Syllabus and curriculum. Grades and exams. How examinations are poor test of workplace skills. Challenges of parents and teachers. Purpose of education. World changing faster than you can plan a syllabus. Teaching methods and trends. Teaching materials. Preparing students for uncertain world. Video on future of education, high schools, colleges, universities, curriculum, syllabus, exams, assessments, business schools, MBAs, degree courses - by Dr Patrick Dixon, conference keynote speaker for NAIS.

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www.globalchange.com Target groups marketing Impact of tribalism on business: culture, niche markets, consumer groups, cultural belonging, family, team leadership, community, business unit, neighborhood, village, town, nation. Language and culture in tribal marketing. Tribal links based on interests, location, business. Social networking and new online tribes. How to strengthen corporate tribes, brand loyalty and customer commitment. Impact of Web 2.0, blogs, blogging and social networking sites such as LinkedIn, YouTube, FaceBook, Plaxo, MySpace, Twitter and Bebo. Building trust in tribes and enhancing corporate image. Lecture by keynote conference speaker Patrick Dixon for Stein Am Rhein - facilitated by Professor Prabhu Guptara.

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www.globalchange.com Call-centre disasters and why customer relationship management is often destroyed by robot answering machines. Reality check. Keeping customer focus. Customer relations. Building customer loyalty and improving customer retention programmes with better customer satisfaction scores. What clients want is better service and after sales support. Industry and manufacturing customer loyalty. Retail and online customers need better staff training. Win customers and improve market share with simple leadership strategies focussed on customer needs. Conference keynote speaker and Futurist Dr Patrick Dixon.

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www.globalchange.com Biodigital brains and rebuilding eyes in people who are blind using adults stem cells. Growing brain cells onto computer chips to extend memory and processing power of human brain. How to fuse brain and computer power together. Brain control of machines, and computers. Remote robotic control by thought alone. RFID devices. Ethical issues in robot engineering using brain tissue. Digital enhancement of human brain function. Innovation, divergence and convergence in mobile phone devices, personal organisers, bandwidth and global positioning systems. Consumer and customer changes. Why benchmarking kills innovation. Lecture by physician and futurist keynote conference speaker Patrick Dixon for 2008 Stein Am Rhein leadership summit - facilitated by Professor Prabhu Guptara.

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www.globalchange.com Mobile phone companies could threaten banks, banking industry and financial services with mobile payment systems. Smartphones end to credit cards, cash cards and other traditional banking methods. Micropayments already used for foreign exchange transactions. Banking will grow using PDAs and other mobile devices. How banking industry will look for new partnerships with mobile phone operators and device manufacturers. Future of financial services mobile device marketing of loans, insurance and mortgages. How telecom companies will be able to offer free handsets and unlimited calls sms / data use if users stop using credit cards or cash cards for most payments. mcommerce, ecommerce, mobile marketing. Comment by Futurist phones keynote conference speaker Patrick Dixon.

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www.globalchange.com All innovation is divergent - doing things different and better. But most companies focus on convergence on price, quality, features. Future trends lecture by Dr Patrick Dixon, author Futurewise, for MTN global leadership event

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Future of Telecom and Consumers. Belgacom client event - 700 CEOs and CIOs by conference keynote speaker Dr Patrick Dixon. Future of communications, marketing, management, leadership, virtual teams and virtual organisations. Virtual meetings and distance learning. Future bandwidth, video streaming demand, convergence and divergence of technology. Future innovations in communication. Strategy for emerging markets and developed markets.Banks will become phone companies and telecom companies will become banks. Mobile payment systems, micropayments, mobile phone credit card transactions and loans.All innovation is divergent - doing things different and better. But most companies focus on convergence on price, quality, features.image, branding, winning customers, online marketing and building trust. Consumer changes, preferences and lifestyles. Videoconferencing and virtual teams. Winning the war for talent - motivation and leadership styles.

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